NMLS #617636

K. Kent Ferne

Kent Ferne, Loan Officer

Kent relies on a personal value system that brings out certain human qualities such as faith, imagination, perseverance, courage, strength, kindness and intelligence in order to sustain long-term success.

For the past 13 years, Kent has been a catalyst in the mortgage industry, turning his passion into a successful career by consistently going above and beyond the call of duty to assist his clients tirelessly.

Kent has in-depth knowledge of banking regulations and mortgage underwriting guidelines. He generated a Mortgage Portfolio of $97 Million in 6 years with his previous employer doing mostly refinances. He possesses a strong Risk IQ with innovative thinking to properly assess situations and implement proper strategic plans. He has helped hundreds of first time homebuyers financing their dream homes, and has provided financial solutions to countless people seeking financing.

Kent is an active member of Emerging Leaders of Greater Tampa Bay Chamber of Commerce, and is actively involved in the community serving multiple non-profit organizations including churches where he served for many years as a member of their Finance Committees and Treasury Departments.

Kent, a native of the Republic of Haïti, grew up in Naples, FL where he attended Naples and Golden Gate High Schools. He started his career in the mortgage/banking industry in 2006 as a sophomore in college at Florida SouthWestern State College (FSW) previously known as Edison State College in Naples, FL where he earned two Degrees: Associate in Arts (AA) and Associate of Science (AS) in Business Administration and Management with three awarded undergraduate certificates: Accounting Technology, Small Business Management and Basic Business. He attended Hodges University (HU) in Fort Myers, FL and graduated with a Bachelor’s of Science in Executive Management (BSM). He went to graduate school at Florida International University (FIU) in Miami, FL and earned his Master of Business Administration (MBA) in Corporate Finance.

Aside from mortgage loan originations, Kent is a Business Consultant/Financial Counselor specializing in Corporate Finance and Personal Finance. He loves assisting, consulting, counseling, coaching, mentoring, inspiring and empowering people and business owners – regardless of income level and background – to be self-sufficient and financially fit for a lasting balanced lifestyle with peace of mind.

Outside of work, Kent devotes ample time to leisure for his family by doing whatever his son Kent, Jr. (KJ) desires.